Car Finance

Why choose Lawson Cars for your car finance?

We have a panel of lenders dedicated to getting our customers, the best bank beating finance rates available. Thanks to their dedication, we can currently arrange Hire Purchase (HP) Personal Contract Purchase (PCP) finance for any of our used cars with interest rates starting from 8.9% APR. Not sure if Hire Purchase (HP) is right for you?

Why not consider the fantastic Personal Contract Purchase (PCP) offers available. For more information on the finance products available, please take a moment to watch our informative video’s designed to help you make the right decision on how to fund your next car. If you are unsure if you qualify for finance due to poor or no credit history, you can use our Car Finance Checker facility to check your eligibility and chance of being accepted for a finance agreement.

Should you wish to take it one step further and apply for finance without speaking to a member of our team at this point, simple select one of our Used Cars, scroll down the page to tailor a finance package to suit you, then simply click ‘Apply Now’. Our secure online finance application system will walk you through the finance application and send it to us for processing.

We are proud to offer a range of flexible finance options to help with the purchase of your next vehicle. All of the finance plans available have fixed interest rates and fixed monthly payments which enables you to budget your finances with ease. Having worked alongside some of the top finance houses in the country, we are pleased to have been awarded Platinum Dealer Status by Santander as well as being on a range of approved dealer lists with many other finance lenders. By having these companies at our disposal, we can constantly offer our customers the very best finance package to meet their needs and suit their demands. Every customer has individual requirements when looking to fund their next car, with this in mind we take the time to sit down and assess each individual to ensure the very best package is offered.

We appreciate that not everyone's credit history is the same and some people may have had issues in the past, using our range of lenders we will make sure that we help you with your next finance agreement not take advantage of your current situation. We offer Hire Purchase (HP), Lease Purchase (LP) and Personal Contract Purchase (PCP) schemes to assist with the purchase of your next car. We understand that to many customers, finance can be very confusing and often daunting, please take time to watch our short videos which offer simple to understand information regarding the range of plans available. Once you are happy that you have found the right scheme, you can propose your details safely and securely through our website. We will speak to our lenders and contact you with the best options available.

Applying for finance through our website is easy. Simply go to Car Search then click on the car you are interested in, at the bottom of the page there will be a finance example where you can tailor your deposit and the term you would like to borrow the money over - then just click apply now. Your information is securely sent through to our approved lenders for a decision.

For more information or to arrange an appointment to speak with us about the options available to you, please contact us using the contact form below or by calling our team on 01642 242749.

Finance available to UK residents aged 18 or over subject to status. Indemnities may be required.

We are a credit broker and not a lender. We can introduce you to a limited number of lenders and their finance products, we act as their agent for this introduction. We are not an independent financial advisor; we will provide details of products available. We may advise you on the products, subject to your personal circumstances, though you are not obliged to take our advice or recommendation.

We do not charge you a fee for our services. we will typically receive commission from whichever lender we introduce you to (either a fixed fee or a fixed percentage of the amount you borrow). Acting as a credit broker we can introduce you to a selected group of lenders / brokers (see below) who may be able to help you finance your purchase. This group of lenders / brokers provides us with a range of products which may be suitable for your purchase. We will explain the key features of those products to you. Unless we consider it to be inappropriate given your personal circumstances, for certain vehicles e.g. New, our approach is to introduce you to the lender who are usually able to offer the best available package for you, taking into account interest rates, residual valuations (where applicable) and other contributions. If they are unable to make you an offer of finance, or the vehicle is not one that we would normally place with them we will introduce you to other lenders on our panel. The lender we introduce you to and available rates will depend upon a number of factors including: the vehicle, your personal circumstances and the likelihood of a lender to accept an application based on information provided.
Lenders typically pay a commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions; some lenders may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. If you would like to know the amount of any remuneration we have received from the finance provider, please ask us. All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over, guarantees may be required.